Open AccessPengaruh Dana Pihak Ketiga, Kecukupan Modal dan Risiko Kredit terhadap Profitabilitas LPD Desa Adat Jimbaran Periode Tahun 2013-2017
Author(s) -
Kadek Jedicia Valentina Yo,
A. A. Sri Purnami,
A. A. Gede Agung Parameswara
Publication year - 2020
Publication title -
warmadewa economic development journal
Language(s) - English
Resource type - Journals
eISSN - 2654-8682
pISSN - 2654-8674
DOI - 10.22225/wedj.3.1.1591.21-28
Subject(s) - multicollinearity , profitability index , statistics , linear regression , econometrics , credit risk , mathematics , f test , economics , actuarial science , finance
To answer the questions posed in this study, the method of the Classic Assumption Test, Multicollinearity Test, Heterocedasticity Test, Autocorrelation, Multiple Linear Regression Analysis, t Test, Determination Coefficient, and the third F Test, capital adequacy and credit risk to the profitability of Credit Institutions Desa (LPD) Adat Jimbaran Village, and through the data collection method used is a multiple linear regression data analysis technique method. Thus it can be made multiple linear regression as follows: DPK variables are positive and not significant to profitability, if deposits increase then profitability will increase, and vice versa. The capital adequacy variable has a positive and not significant effect on profitability, if capital adequacy increases the profitability increases, so that the opposite variable credit adequacy has a negative and not significant effect on profitability, if credit credit increases then profitability will increase, and vice versa.