Open AccessRISIKO KREDIT BANK UMUM KONVENSIONAL (STUDI PADA BANK PERSERO 2010-2021)
Author(s) -
Lila Denayu Yustian,
Idah Zuhroh
Publication year - 2021
Publication title -
journal of financial economics and investment
Language(s) - English
Resource type - Journals
ISSN - 2808-9413
DOI - 10.22219/jofei.v1i3.19136
Subject(s) - nonprobability sampling , capital adequacy ratio , non performing loan , inflation (cosmology) , business , financial system , sample (material) , loan , population , islamic banking , statistics , actuarial science , economics , mathematics , finance , islam , chemistry , medicine , physics , theology , profit (economics) , environmental health , chromatography , theoretical physics , microeconomics , philosophy
This study aims to provide an overview of developments and determine credit risk at Conventional Commercial Banks. The independent variables in this study are Expenses and Income operational (BOPO), Capital Adequacy Ratio (CAR) and inflation for Non Performing Loan (NPL). The population used in this study is a registered Conventional Bank in Otoritas Jasa Keuangan (OJK) as many as five bank. The sample of this research is using 4 banks by using sampling method is purposive sampling. The result for this research are BOPO has a positive and significant effect on NPL. CAR has a negatife and significant effect on NPL Inflation has a negative and significant effect on NPL.