Open AccessPeranan Al-Mudharabah Sebagai Salah Satu Produk Perbankan Syariah Dalam Upaya Mengentaskan Kemiskinan Di Indonesia
Author(s) -
Dwi Agung Nugroho Arianto
Publication year - 2012
Publication title -
jurnal ekonomi dan pendidikan
Language(s) - English
Resource type - Journals
eISSN - 2655-5182
pISSN - 1829-8028
DOI - 10.21831/jep.v8i2.794
Subject(s) - business , profit sharing , poverty , islamic banking , unemployment , small and medium sized enterprises , capital (architecture) , profit (economics) , economics , islam , financial system , finance , economic growth , philosophy , theology , archaeology , history , microeconomics
One of the fight against poverty can be done by expanding access to Micro, Small and Medium Enterprises (UMKM) in obtaining such capital facilities through Islamic banking. Based on the basic principle of its products, Islamic banks have the financing to the principle of profit sharing, which developed the product mudharabah. This financing is productive because the capital invested for the supply of labor so as to empower the economy through small community of Micro, Small and Medium Enterprises (UMKM). By developing micro, small and medium enterprises it will help create jobs and economic growth in the real sector, thus keeping down unemployment and poverty in Indonesia.