Open AccessASSISTANCE OF SHARIA BANKING FINANCE PROGRAM IN MSME DEVELOPMENT IN MALANG REGENCY
Author(s) -
Mohammad Rizal
Publication year - 2021
Publication title -
journal of interdisciplinary socio economic and community study
Language(s) - English
Resource type - Journals
eISSN - 2809-753X
pISSN - 2809-395X
DOI - 10.21776/jiscos.ub.01.02.01
Subject(s) - business , sharia , livelihood , finance , small and medium sized enterprises , islam , population , service (business) , marketing , agriculture , geography , demography , archaeology , sociology
The MSME sector has a vital role in supporting the economy of Malang Regency. The factor that makes it difficult for MSMEs to access Islamic banking financing is an unorganized financial administration system characterized by operational costs inseparable from household expenses. Technical constraints make MSME owners less concerned about their long-term business goals or strategic plans. Karangsuko Village, located in the Malang Regency area, most of the population still relies on the MSME sector as a livelihood. This service aims to make MSME actors understand financial management, sharia accounts, financing rules from Islamic banks, preparation of financial reports, and the formation of proposals for submitting financing to Islamic banks.