Open AccessObserving Micro, Small, and Medium Enterprises (MSMEs) Readiness to Support Cashless Society
Author(s) -
Shinta Maurizka Chairunnisa,
Alfina Alfina,
Annisa Yasmin
Publication year - 2020
Publication title -
journal the winners
Language(s) - English
Resource type - Journals
eISSN - 2541-2388
pISSN - 1412-1212
DOI - 10.21512/tw.v21i2.6722
Subject(s) - payment , database transaction , business , small and medium sized enterprises , government (linguistics) , process (computing) , qualitative research , realization (probability) , commerce , marketing , industrial organization , knowledge management , computer science , finance , sociology , social science , linguistics , philosophy , statistics , mathematics , programming language , operating system
Digital transformation in the era of the industrial revolution 4.0, has led to various new phenomena in today's people's lifestyle, including the payment transaction system. Realizing that Micro, Small and Medium Enterprises (MSMEs) had been one of the economy’s pillars in Indonesia, the government was trying to maximize the role of MSMEs to support the realization of a digital transaction ecosystem in Indonesia. With a phenomenological approach, the descriptive qualitative research aimed to provide in-depth observation and analysis on the readiness process of MSMEs in Tuban, East Java in adopting digital payment technology to support the realization of the trend of a cashless society. The results show that culture, social influence, and acceptance of technology are the dominant factors affecting the readiness process of MSMEs in Tuban in adopting digital payment technology.