Open AccessGamification of Decentralized Ledger for Credit Card Application using Blockchain
Author(s) -
Rohmat Taufiq,
Agung Trisetyarso,
Wayan Suparta,
Bahtiar Saleh Abbas
Publication year - 2021
Publication title -
jggag (journal of games, game art, and gamification)
Language(s) - English
Resource type - Journals
ISSN - 2548-480X
DOI - 10.21512/jggag.v4i1.7461
Subject(s) - credit card , blockchain , card security code , ledger , computer science , architecture , chargeback , decentralization , distributed ledger , process (computing) , computer security , business , world wide web , finance , operating system , economics , payment , market economy , art , visual arts
We propose a credit card application using blockchain to improve the approval, transparency and security process. Some studies explain the use of blockchain technology in credit card applications but have not described the concept and architecture. Therefore, this study describes and describes the architecture of using credit cards for credit card applications. The motivation of this research is to explain the implementation of blockchain technology, especially the decentralization process of ledgers in credit card applications. Next, we propose architecture and algorithms for credit card applications using blockchain. The conclusion in this study is a decentralized ledger for credit card applications that allows peer-to-peer transactions, decentralized credit card applications that are not bound by geographical boundaries, have two advantages for debtors and the banking industry. In addition, the architecture is made using a credit card for application credit cards and an explanation of how the architecture works.