Open AccessPENYELESAIAN KREDIT MACET PERBANKAN DALAM PANDANGAN ISLAM: Tinjauan Regulasi Kasus Kredit Macet akibat Bencana Alam
Author(s) -
M. Aqim Adlan
Publication year - 2016
Publication title -
an-nisbah
Language(s) - English
Resource type - Journals
eISSN - 2549-5712
pISSN - 2406-8276
DOI - 10.21274/an.2016.2.2.145-186
Subject(s) - creditor , settlement (finance) , islam , humanity , relocation , business , institution , economic justice , actuarial science , law and economics , finance , economics , law , debt , political science , payment , theology , philosophy , computer science , programming language
The existence of bank (Islamic and conventional) as an intermediary financial institution whose existence and operations are regulated by a set of rules and regulations often experiences the uncertainity in taking decisions related to bad loans caused by natural disasters. Like a coin, one hand there are the interests of the owners of capital and the other side there is a sense of humanity to reditors. It is certain that the settlement efforts should involve the appropriate authorities and require a long time. The taken Decisions often differs from the real cases. It looks not giving the sense of justice for creditors.Keywords: Bad Loans, Regulations, and Islam.