Peranan Perbankan Syariah Terhadap Pengembangan Modal Usaha Mikro, Kecil dan Menengah (UMKM) | Zendy

Ayif Fathurrahman | Zendy; Jihan Fadilla | Zendy

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Peranan Perbankan Syariah Terhadap Pengembangan Modal Usaha Mikro, Kecil dan Menengah (UMKM)

Author(s) -

Ayif Fathurrahman,

Jihan Fadilla

Publication year - 2019

Publication title -

al-tijary

Language(s) - English

Resource type - Journals

eISSN - 2460-9412

pISSN - 2460-9404

DOI - 10.21093/at.v5i1.1783

Subject(s) - nonprobability sampling , business , sample (material) , variables , service (business) , business administration , capital (architecture) , test (biology) , regression analysis , statistics , mathematics , marketing , geography , population , sociology , chemistry , demography , archaeology , chromatography , paleontology , biology

This study aims to analyze the role of Islamic banking toward the development of Micro, Small and Medium Enterprises (MSMEs) capital in Yogyakarta. This test uses primary data obtained from the distribution of questionnaires with analysis tools using SPSS 20 software. The sampling method in this study used purposive sampling where 100 samples were selected according to the research criteria. In this study using the sample criteria with microfinance customers in Islamic banking in Yogyakarta. The data analysis technique in this test is multiple regression analysis. So, the results obtained in this test show that the variables of assistance, accessibility, and financing products have a positive and significant effect on capital development. However, the service variable does not have a positive and significant effect on MSMEs’ capital development in Yogyakarta.

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