Open AccessANALISIS KESEHATAN BANK MANDIRI DAN BANK BCADENGAN METODE RGEC TAHUN 2010-2014
Author(s) -
Dwi Rahayu,
Suhendro Suhendro
Publication year - 2016
Publication title -
jurnal ilmiah wahana akuntansi
Language(s) - English
Resource type - Journals
ISSN - 2302-1810
DOI - 10.21009/10.21.009/wahana.011/1.3
Subject(s) - capital adequacy ratio , earnings , financial system , business , economics , accounting , profit (economics) , microeconomics
This study aims to determine the health level of Bank Mandiri and Bank BCA method RGEC 2010-2014. Descriptive research with quantitative approach. This study assesses the risk profile factors through NPL ratio and LDR, GCG factor, earnings factor through ROA, ROE, NIM and ROA, and the factor of capital through the CAR. Results of the study factors the Bank's risk profile has an average NPL of 2.1%, and the average LDR of 69.56%, while the value of BCA Bank NPL 0.51%, and 67.21% of its value LDR. Factors overall GCG shows the bank is able to meet the eleven aspects of GCG with the average received the title very well. Assessment assessed earnings of ROA, ROE, NIM and ROA Bank BCA has a better rating than the bank. Capital factor assessed with the CAR ratio of Bank Mandiri has an average of 18,06%, while 17,19% of BCA Bank. Thus, if judged by the factor capital, the bank has better performance than the BCA.
Keywords: Health of Banks, RGEC