Open AccessEffect of treasury single account (TSA) on the financial performance of commercial banks in Tanzania
Author(s) -
Silim Arafa,
Dickson Pastory
Publication year - 2022
Publication title -
international journal of research in business and social science
Language(s) - English
Resource type - Journals
ISSN - 2147-4478
DOI - 10.20525/ijrbs.v11i2.1639
Subject(s) - tanzania , treasury , market liquidity , business , working capital , commercial bank , position (finance) , financial system , finance , capital adequacy ratio , capital (architecture) , economics , incentive , archaeology , socioeconomics , microeconomics , history
This paper analyses the effect of the treasury single account (TSA) on the financial performance of commercial banks in Tanzania over the period 2015-2020. The selected commercial banks include NMB Plc, CRDB Plc, EXIM Bank, NBC and DCB in Tanzania’s banking sector. The study employs a descriptive research design and the CAMEL Rating Analysis approach. The findings show that all the selected commercial banks have maintained a strong position on their composite rating system before and after the TSA implementation. They are sound in the aspects of capital adequacy, management quality, earning capacity and liquidity conditions.