Open AccessRISIKO PEMBIAYAAN MODAL KERJA DI BANK JATIM SYARIAH
Author(s) -
Taufan Indrasasmita,
Imron Mawardi
Publication year - 2020
Publication title -
jurnal ekonomi syariah teori dan terapan
Language(s) - English
Resource type - Journals
eISSN - 2502-1508
pISSN - 2407-1935
DOI - 10.20473/vol6iss20199pp1770-1782
Subject(s) - business , credit risk , market liquidity , collateral , liquidity risk , finance , actuarial science
The results showed that the risk management process of working capital financing at Bank Jatim Syariah consists of risk identification, risk analysis, risk control and risk evaluation. The main risks in working capital financing are credit risk, reputation risk, and liquidity risk. Bank Jatim Syariah mitigates credit risk by analyzing risk using six methods of Bank Jatim Syariah analysis, which are management analysis, financial analysis, character analysis, facility analysis, business environment condition analysis and collateral analysis or guarantee. After conducting this analysis, Bank Jatim Syariah uses 3R control, which is rescheduling, restructuring and reconditioning.Keywords: Risk, Financing, Bank Jatim Syariah