Open AccessANALISIS PERBANDINGAN KINERJA PEMBIAYAAN BANK UMUM SYARIAH DAN BANK UMUM KONVENSIONAL DI INDONESIA PERIODE 2014-2017
Author(s) -
Najammudin Syah Falah,
Dina Fitrisia Septiarini
Publication year - 2020
Publication title -
jurnal ekonomi syariah teori dan terapan
Language(s) - English
Resource type - Journals
eISSN - 2502-1508
pISSN - 2407-1935
DOI - 10.20473/vol6iss20196pp1166-1177
Subject(s) - business , loan , financial system , commercial bank , sample (material) , finance , islamic banking , islam , geography , chemistry , chromatography , archaeology
Banks are institutions that have the main function as recipients and distributors of funds from the public. Funds obtained can be allocated to a variety of economic sectors and the entire area that is needed in a timely and rapid manner in the form of financing. in Indonesia there are two types of commercial banks, Islamic commercial banks and conventional commercial banks. This study aims to compare the performance of sharia commercial banks and conventional commercial banks based on NPF / NPL and FDR / LDR using the sample T-test method. The results showed that there were no significant differences in the financing performance of Islamic commercial banks and conventional commercial banks.Keywords : Kinerja Pembiayaan, Non Performing Financing (NPF), Non Performing Loan (NPL), Financing to Deposit Ratio (FDR), Loan to Deposit Ratio (LDR)