Open AccessDETERMINAN RETURN ON ASSET (ROA) PADA INDUSTRI PERBANKAN SYARIAH DI INDONESIA PERIODE 2010-2018: PENDEKATAN AUTOREGRESSIVE DISTRIBUTED LAG (ARDL)
Author(s) -
Feranti Farah Nur,
Raditya Sukmana
Publication year - 2020
Publication title -
jurnal ekonomi syariah teori dan terapan
Language(s) - English
Resource type - Journals
eISSN - 2502-1508
pISSN - 2407-1935
DOI - 10.20473/vol6iss20191pp97-113
Subject(s) - return on assets , distributed lag , capital adequacy ratio , econometrics , variables , asset (computer security) , economics , statistics , mathematics , computer science , finance , profitability index , profit (economics) , computer security , microeconomics
This research aimed to test and analyze the influences of Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), and Operational Cost of Operational Income (BOPO) on Return on Asset (ROA) in Sharia Banking Industry Indonesia period 2010-2018. It used quantitative approach. Furthermore, data analysis technique used was Autogressive Distributed Lag (ARDL). The results of this research showed that in a long-term, NPF and BOPO variables had a negative and significant effect on the variable of Return on Asset (ROA), and the variable of CAR had a positive and insignificant on the variable of Return on Asset (ROA). Meanwhile, in a short-term, NPF and BOPO variables had a negative and significant effect on the variable of Return on Asset (ROA), and the variable of CAR had a positive and significant effect on the variable of Return on Asset (ROA).Keywords: Islamic Banks, Return on Asset, Non Performing Financing, Capital Adequacy Ratio, Operational Cost of Operational Income, Autoregressive Distributed Lag