
LENDING TO SMALL AND MEDIUM BUSINESS: ANALYSIS OF THE CURRENT CONDITIONS AND APPROACHES TO INCREASE THE EFFICIENCY OF ITS STATE SUPPORT
Author(s) -
Н. П. Погореленко,
Віктор Васильович Коваль
Publication year - 2021
Publication title -
rinkova ekonomìka: sučasna teorìâ ì praktika upravlìnnâ
Language(s) - English
Resource type - Journals
ISSN - 2413-9998
DOI - 10.18524/2413-9998.2021.1(47).227606
Subject(s) - bankruptcy , small business , business , incentive , government (linguistics) , state (computer science) , small and medium sized enterprises , industrial organization , finance , economics , market economy , computer science , linguistics , philosophy , algorithm
The article is devoted to the definition of the main determinants of bank lending to small and medium-sized businesses in modern conditions, analysis of current lending conditions and analysis of government regulations on business support. Approaches have been developed to increase the efficiency of the components of the State Program of Affordable Loans, the implementation of which will not only reduce the potential risk of bankruptcy of the borrower, enhance the effect of the state regulations, but also provide incentives and support for small and medium businesses.