Open AccessThe Main Directions of Development of Innovative Activity in Commercial Banks of Uzbekistan
Author(s) -
Zafarjon Yashinovich Rakhmanov,
Azizbek Abdulalim Ugli Hakimov
Publication year - 2021
Publication title -
international journal of multicultural and multireligious understanding
Language(s) - English
Resource type - Journals
ISSN - 2364-5369
DOI - 10.18415/ijmmu.v8i11.3260
Subject(s) - business , payment , identification (biology) , retail banking , commercial banking , commercial bank , commerce , marketing , accounting , finance , botany , biology
In this article, the expansion of the number and coverage of remote banking services, including contactless payments, in the introduction of modern information technologies by banks of Uzbekistan; extensive use of automated scoring system, digital identification and credit conveyor; strengthening the information security of banking data and systems; introduction of new concepts and technologies in the banking sector (fintex, marketplace, digital banking); The practice of introducing new business models of banks, in particular, based on the principles of "digital banking" was studied. In addition, problems in the development of innovative activities in commercial banks were identified and proposals were developed to address them.