Open AccessINCLUSIÓN FINANCEIRA: DIAGNÓSTICO DA SITUACIÓN EN AMÉRICA LATINA E O CARIBE
Author(s) -
Sonia Ortiz Montes,
Julia Margarita Núñez Tabales
Publication year - 2017
Publication title -
revista galega de economía
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.159
H-Index - 6
eISSN - 2255-5951
pISSN - 1132-2799
DOI - 10.15304/rge.26.1.4322
Subject(s) - humanities , political science , financial inclusion , welfare economics , financial services , economics , philosophy , law
Nos últimos anos multiplicáronse os esforzos a nivel mundial por favorecer o acceso aosservizos financeiros especialmente en determinados países e para determinadoscolectivos, incrementándose o interese pola construción de sistemas financeirosincluíntes.Neste trabajo analízase a inclusión financeira, estudando as súas diferentes dimensións, osbeneficios que comporta, o seu carácter prioritario nos últimos tempos para multitude deorganismos e os obstáculos ao seu desenvolvemento. Concretamente, centrouse aatención na súa evolución na rexión de América Latina e o Caribe, comprobándose que, enxeral, trátase dunha rexión cun acceso ao sistema financeiro en desenvolvemento e no quepersisten aínda desigualdades no ámbito social. Porén, albíscase un potencial significativode mellora froito especialmente da evolución tecnolóxica e do esforzo dos organismosimplicados.In the past years global efforts to increase access to financial services have beenmultiplied especially in certain countries and for certain groups, growing the interest inthe construction of financial inclusive systems.The financial inclusion is analyzed, studying their different dimensions, its benefits, itspriority character in recent times for many institutions and the obstacles to itsdevelopment. In particular, attention has focused on its evolution in the region of LatinAmerica and the Caribbean, proving that, in general it is a region with access to thedeveloping financial system and in which inequalities in the social sphere still exist.However, a significant potential for improvement is emerging, especially as a result of thetechnological evolution and the effort of the institutions involved.