Open AccessManagement of financial and economic security of a modern bank: remote maintenance risks
Author(s) -
Ольга Шумилина,
Irina Alexandrovna Ezangina,
Ирина Александровна Езангина
Publication year - 2017
Publication title -
russian journal of management
Language(s) - English
Resource type - Journals
eISSN - 2500-1469
pISSN - 2409-6024
DOI - 10.12737/22427
Subject(s) - business , institution , order (exchange) , financial institution , cybercrime , finance , variety (cybernetics) , state (computer science) , the internet , computer science , algorithm , artificial intelligence , world wide web , political science , law
The paper emphasizes that the variety of products offered by a modern bank in the remote access mode, its permanent renewal, integration services increase the downside risks to economic and financial security of the credit institution. Risks writers associated with cyber attacks as the main tool of remote financial fraud, which is confirmed by reliable statistical material. Analyzed species, tools, the initiators of the attacks proved their dual nature associated with purposefulness as well as the infrastructure of the credit institution and its customer base. Continuing studied private practice to counter cybercrime. The conclusion about the significance of direct and indirect participation of the state institution to ensure financial stability of the banking system as the basis of its economic security. Special attention is given to describing the activities of the prospects created by the Chief of Security and Information Protection of the Bank of Russia, as well as a mechanism to increase the financial literacy of the population in order to minimize the risk of fraud by unscrupulous market participants