Charity Care, Risk Pooling, and the Decline in Private Health Insurance | Zendy

Michael E. Chernew | Zendy; David Cutler | Zendy; Patricia S. Keenan | Zendy

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Charity Care, Risk Pooling, and the Decline in Private Health Insurance

Author(s) -

Michael E. Chernew,

David Cutler,

Patricia S. Keenan

Publication year - 2005

Publication title -

american economic review

Language(s) - English

Resource type - Journals

SCImago Journal Rank - 16.936

H-Index - 297

eISSN - 1944-7981

pISSN - 0002-8282

DOI - 10.1257/000282805774669600

Subject(s) - pooling , risk pool , private insurance , economics , health care , health insurance , actuarial science , public economics , insurance policy , general insurance , economic growth , artificial intelligence , computer science

Over the past several decades health-care costs have increased substantially, and the share of the population with insurance coverage has decreased. Relative to GDP, medical care today accounts for 75 percent more of the economy than it did in 1980. At the same time, the share of the non-elderly population that is uninsured has increased by roughly 4 percentage points since 1987. To what extent is the increase in the cost of health insurance responsible for the de-

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