Financial Timescapes: The Temporal Shaping of Young People’s Financial Lives

This article draws on a large qualitative study (N = 123) to develop an understanding of young people’s financial lives as constituted through experiences of time and temporality. Extending recent accounts of temporality as experienced and lived through our embedded location in the life course, we develop the concept of financial timescapes as a means of focusing on the ways that individual and personal financial capacities are situated in broader economic and cultural topographies of youth. The findings focus on the acquisition, deployment and consequences of financial lives as temporally situated and experienced by 16–26-year-old Australians. By doing so, we draw attention to how financial timescapes influence the constitution, navigation and cohering of young people’s financial lives. Understanding the significance of financial timescapes to young people’s experiences and socially embedded capacities thus helps to inform a sociological understanding of monetary decision making, financial behaviours and financial trajectories across the life course