Open AccessThe Role of Behavioral Health Diagnoses in Adverse Selection
Author(s) -
Michelle S. Keller,
Hongquan Xu,
Francisca Azocar,
Susan L. Ettner
Publication year - 2020
Publication title -
psychiatric services
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 1.517
H-Index - 145
eISSN - 1557-9700
pISSN - 1075-2730
DOI - 10.1176/appi.ps.201900354
Subject(s) - deductible , depression (economics) , medical diagnosis , logistic regression , psychiatry , psychiatric diagnosis , medicine , psychology , actuarial science , pathology , schizophrenia (object oriented programming) , economics , business , macroeconomics
Adverse selection in medical insurance is well documented; however, little is known about the role of behavioral health. This study's objective was to examine the probability of being enrolled in the lowest-deductible plan among commercially insured patients, according to psychiatric diagnosis.