The Role of Behavioral Health Diagnoses in Adverse Selection | Zendy

Michelle S. Keller | Zendy; Haiyong Xu | Zendy; Francisca Azocar | Zendy; Susan L. Ettner | Zendy

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The Role of Behavioral Health Diagnoses in Adverse Selection

Author(s) -

Michelle S. Keller,

Haiyong Xu,

Francisca Azocar,

Susan L. Ettner

Publication year - 2020

Publication title -

psychiatric services

Language(s) - English

Resource type - Journals

SCImago Journal Rank - 1.517

H-Index - 145

eISSN - 1557-9700

pISSN - 1075-2730

DOI - 10.1176/appi.ps.201900354

Subject(s) - deductible , depression (economics) , medical diagnosis , logistic regression , psychiatry , psychiatric diagnosis , medicine , psychology , actuarial science , pathology , schizophrenia (object oriented programming) , economics , business , macroeconomics

Adverse selection in medical insurance is well documented; however, little is known about the role of behavioral health. This study's objective was to examine the probability of being enrolled in the lowest-deductible plan among commercially insured patients, according to psychiatric diagnosis.

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