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Consumer Vulnerability and Credit Card Knowledge Among Developmentally Disabled Citizens
Author(s) -
MANSFIELD PHYLIS M.,
PINTO MARY BETH
Publication year - 2008
Publication title -
journal of consumer affairs
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.582
H-Index - 62
eISSN - 1745-6606
pISSN - 0022-0078
DOI - 10.1111/j.1745-6606.2008.00115.x
Subject(s) - credit card , vulnerability (computing) , business , exploratory research , report card , marketing , credit card fraud , credit card interest , psychology , finance , sociology , computer security , computer science , payment , pedagogy , anthropology
This study represents an exploratory investigation of credit card knowledge among one vulnerable consumer segment—the developmentally disabled. The results suggest that many of the individuals did not understand the complexity of credit card products and were not able to make reasoned assessments of financial concepts and credit terms.A little knowledge (learning) is a dangerous thing. —Alexander Pope, 1709