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A THEORETICAL ANALYSIS OF DESIGN ISSUES IN MEDICAL SAVINGS ACCOUNTS: THE POLICY IMPLICATIONS
Author(s) -
Ambrose Jan M.,
Butler Ann
Publication year - 1997
Publication title -
risk management and insurance review
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.386
H-Index - 16
eISSN - 1540-6296
pISSN - 1098-1616
DOI - 10.1111/j.1540-6296.1997.tb00061.x
Subject(s) - savings account , actuarial science , medical care , health insurance , public economics , health care , medical insurance , business , economics , medicine , finance , nursing , economic growth
Numerous methods for helping consumers deal with medical care costs have been suggested. One way that has been discussed is the use of Medical Saving Accounts. A pilot program introducing Medical Spending Accounts was passed by Congress as part of the Health Insurance Reform Act of 1996. The authors review the major points of this program and attempt to examine what impact this program could have on medical care cost.