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Can Micro Health Insurance Reduce Poverty? Evidence From Bangladesh
Author(s) -
Hamid Syed Abdul,
Roberts Jennifer,
Mosley Paul
Publication year - 2011
Publication title -
journal of risk and insurance
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 1.055
H-Index - 63
eISSN - 1539-6975
pISSN - 0022-4367
DOI - 10.1111/j.1539-6975.2010.01402.x
Subject(s) - poverty , poverty reduction , business , socioeconomics , health insurance , economics , demographic economics , environmental health , economic growth , health care , medicine
This article examines the impact of micro health insurance on poverty reduction in rural areas of Bangladesh. The research is based on household‐level primary data collected from the operating areas of the Grameen Bank during 2006. A number of outcome measures are considered; these include household income, stability of household income via food sufficiency and ownership of nonland assets, and the probability of being above or below the poverty line. The results show that micro health insurance has a positive association with all of these indicators, and this is statistically significant and quantitatively important for food sufficiency.