Responsible Personal Finance: The Role of Conscientiousness in Bank and Pension Savings in  C hile | Zendy

Kausel Edgar E. | Zendy; Hansen Erwin | Zendy; Tapia Pablo | Zendy

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Responsible Personal Finance: The Role of Conscientiousness in Bank and Pension Savings in C hile

Author(s) -

Kausel Edgar E.,

Hansen Erwin,

Tapia Pablo

Publication year - 2016

Publication title -

international review of finance

Language(s) - English

Resource type - Journals

SCImago Journal Rank - 0.489

H-Index - 18

eISSN - 1468-2443

pISSN - 1369-412X

DOI - 10.1111/irfi.12069

Subject(s) - conscientiousness , big five personality traits , trait , personality , pension , psychology , business , social psychology , finance , computer science , extraversion and introversion , programming language

We investigate the role of trait conscientiousness, from the Big Five personality traits, in explaining individual saving behavior. Conscientiousness is a disposition to be responsible and pursue non‐immediate goals; thus, we expect this trait to positively predict saving behavior. Using a nationally representative survey from C hile, we find the expected effect of conscientiousness on pension and bank savings.

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