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Sex, language and financial inclusion*
Author(s) -
OseiTutu Francis,
Weill Laurent
Publication year - 2021
Publication title -
economics of transition and institutional change
Language(s) - English
Resource type - Journals
eISSN - 2577-6983
pISSN - 2577-6975
DOI - 10.1111/ecot.12262
Subject(s) - financial inclusion , robustness (evolution) , logit , financial institution , logistic regression , inclusion (mineral) , institution , psychology , demographic economics , economics , econometrics , financial services , social psychology , sociology , finance , computer science , social science , biochemistry , chemistry , machine learning , gene
Reference to gender in language can lead individuals to draw distinctions between genders and reinforce traditional views of gender roles. To test our hypothesis that language gender marking exerts an influence on the gender gap in financial inclusion, we draw on data for 117 countries in the World Bank's Global Findex database and perform logit estimations at the individual level. We find the gender gap in the probability of owning a formal account, having access to a formal credit, as well as having savings in a formal financial institution is higher for countries with gendered languages than for countries with genderless languages. These findings are confirmed in robustness checks that control for alternative measures of culture and estimations at the country level.