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Third‐Party Policing and Insurance: The Case of Market‐Based Crime Prevention
Author(s) -
Roach Anleu Sharyn,
Green Mazerolle Anleu,
Presser Lois
Publication year - 2000
Publication title -
law and policy
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.534
H-Index - 45
eISSN - 1467-9930
pISSN - 0265-8240
DOI - 10.1111/1467-9930.00086
Subject(s) - decentralization , crime prevention , crime control , business , ideology , actuarial science , insurance industry , state (computer science) , criminology , economics , political science , law , market economy , sociology , criminal justice , algorithm , politics , computer science
This paper examines a relatively new trend: market‐based crime prevention. The insurance firm is an exemplary agent of this new type of crime prevention. Although the traditional focus of insurance has been on losses sustained after a crime or other catastrophe, we explore the shift from reactive to proactive crime management by the insurance industry. This trend is part of a more general decentralization of policing, from state‐controlled agents to community‐ and market‐based third parties. New ideologies support these shifts, including an actuarial logic about crime and a view of the prudent person.