Open AccessImproving the potential of Laku Pandai (Branchless Banking) to develop sustainable financial inclusion
Author(s) -
Deni Danial Kesa
Publication year - 2021
Publication title -
iop conference series. earth and environmental science
Language(s) - English
Resource type - Journals
eISSN - 1755-1307
pISSN - 1755-1315
DOI - 10.1088/1755-1315/716/1/012088
Subject(s) - financial inclusion , diversification (marketing strategy) , business , inclusion (mineral) , product (mathematics) , economic growth , finance , financial services , marketing , economics , sociology , social science , geometry , mathematics
The fund management and investment campaign will become a moral hazard to educational institutions as a center of knowledge and culture if it does not involve the community. Using the Smart Behavior Social Intervention Method in Taruma Jaya Village, Kertasari, Bandung Regency, socialize the skills development pattern and identify Laku Pandai’s banking partners’ income sources. This paper aims to increase product diversification in Laku Pandai associated with the potential for sustainable financial inclusion in the village of Taruma Jaya. Innovation and product alignment with 109 respondents collected and filled out questionnaires consists of the university, industry, government relations, innovation and production processes. The mechanism of interaction between Laku Pandai and the five variables has had a positive impact on the improvement of output at a significant level of 0.05 and the university has the lowest significance compared with other variables. The results show the potential benefits for Laku Pandai when collaboration can boost their products’ performance and enable people around Citarum, in particular Kilometer 0 Area, to find job diversification initiated from support for branchless banking to start up business with access to finance.