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Choosing and paying for care
Author(s) -
Clare Wenger G.
Publication year - 1999
Publication title -
health and social care in the community
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.984
H-Index - 68
eISSN - 1365-2524
pISSN - 0966-0410
DOI - 10.1046/j.1365-2524.1999.00175.x
Subject(s) - statutory law , business , social care , health insurance , health care , care in the community , cover (algebra) , private insurance , actuarial science , service (business) , population , older people , national insurance , public economics , medicine , gerontology , nursing , environmental health , economic growth , political science , marketing , economics , law , mechanical engineering , engineering
This paper presents data from before and after implementation of the 1990 NHS and Community Care Act in 1993. It shows the low proportions of the population who are covered by private health insurance and draws attention to the fact that, although some older people have considered private health insurance, few are covered. Comparing data for people aged <65 with those aged >65, the paper explores the preferred sources of help in a range of situations. The findings show that in most instances, statutory services are preferred. Data for older people aged >80 are presented comparing findings from 1990/91 and 1995, which show that use of services for which charges have been introduced appear to have fallen. Low take‐up of dental and optician services are identified. The implications of the findings for social policy are considered and it is suggested: that insurance cover for long‐term care should be organized at a national level; that greater attention should be given to service preferences of users and potential users; and, that the effectiveness of various health and social care services should be evaluated.