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The implications of interstate banking for consumers
Author(s) -
Bennett Randall W.,
Loucks Christine
Publication year - 1995
Publication title -
psychology and marketing
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 1.035
H-Index - 116
eISSN - 1520-6793
pISSN - 0742-6046
DOI - 10.1002/mar.4220120805
Subject(s) - retail banking , legislation , competition (biology) , business , banking industry , commercial banking , marketing , commerce , finance , law , political science , ecology , biology
The purpose of this article is to discuss the implications of interstate banking for consumers. The article describes the current structure of the banking industry, the history of legislation affecting interstate banking, and the expected effects of interstate banking on bank operating costs, availability of local funds, and concentration and competition within local banking markets as well as the anticipated effects on consumers of banking services. © 1995 John Wiley & Sons, Inc.