Premium
The use of microfinance services among economically active disabled people: Evidence from Uganda
Author(s) -
Beisland Leif Atle,
Mersland Roy
Publication year - 2012
Publication title -
journal of international development
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.533
H-Index - 66
eISSN - 1099-1328
pISSN - 0954-1748
DOI - 10.1002/jid.1720
Subject(s) - microfinance , service (business) , business , financial services , economic growth , bank account , demographic economics , socioeconomics , economics , finance , marketing , payment
This study investigates the use of microfinance services among economically active disabled people in Uganda. The findings suggest that disabled people make more use of microfinance services than previously assumed. A total of 89 per cent of the survey's respondents state that they have used at least one type of microfinance service. Informal self‐help schemes are more easily accessed than formal institutional schemes, and disabled people access more savings than loans. The multivariate analysis shows that access to microfinance services is positively related to education level. In addition, deaf people generally have less access to microfinance than those in other disability categories. Copyright © 2010 John Wiley & Sons, Ltd.