
UNDERGRADUATE DEBT AND PARTICIPATION IN GRADUATE EDUCATION: THE RELATIONSHIP BETWEEN EDUCATIONAL DEBT AND GRADUATE SCHOOL ASPIRATIONS, APPLICATIONS, AND ATTENDANCE AMONG STUDENTS WITH A PATTERN OF FULL‐TIME, CONTINUOUS POSTSECONDARY EDUCATION
Author(s) -
Ekstrom Ruth,
Goertz Margaret,
Pollack Judith,
Rock Donald
Publication year - 1982
Publication title -
ets research report series
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.235
H-Index - 5
ISSN - 2330-8516
DOI - 10.1002/j.2333-8504.1982.tb01330.x
Subject(s) - debt , attendance , graduate students , psychology , postsecondary education , student debt , medical education , longitudinal study , persistence (discontinuity) , higher education , student loan , mathematics education , pedagogy , economics , finance , medicine , economic growth , geotechnical engineering , pathology , engineering
This study explored the relationship between undergraduate educational loan indebtedness and graduate school aspirations, application, enrollment, and persistence, using data from the National Longitudinal Study of 1972 and from the 1980 and 1982 cohorts of High School and Beyond. The analysis was limited to full‐time students who did not interrupt their postsecondary education. The results show that aspirations and application for graduate education were slightly higher for indebted than non‐indebted college seniors in 1976 and 1984 and essentially equal for these two groups in 1986. Slightly more college graduates with educational debt than without enrolled in graduate or professional school in 1976 and 1984. Regression analyses showed little unique contribution of debt level to graduate aspirations, application, enrollment and persistence after controlling for factors such as background and differences in undergraduate educational experience.