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Public Officials' Liability Insurance
Author(s) -
Rathert Raymond E.
Publication year - 1987
Publication title -
opflow
Language(s) - English
Resource type - Journals
eISSN - 1551-8701
pISSN - 0149-8029
DOI - 10.1002/j.1551-8701.1987.tb00462.x
Subject(s) - liability insurance , liability , business , actuarial science , quality (philosophy) , casualty insurance , insurance policy , auto insurance risk selection , finance , philosophy , epistemology
Public officials' liability policies are different from many other kinds of insurance policies. Standard rates and forms have not been established, thus insurance carriers can modify forms to suit their individual requirements, and the quality of coverage and the cost of the coverage can vary between companies. Because of this, it is important to compare public officials' liability insurance before making a decision. The article discusses why public officials need coverage, the different policies available, what should be covered, and what is not covered.