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Financial inclusion, financial education, and e‐commerce in rural china
Author(s) -
Turvey Calum G.,
Xiong Xueping
Publication year - 2017
Publication title -
agribusiness
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.57
H-Index - 43
eISSN - 1520-6297
pISSN - 0742-4477
DOI - 10.1002/agr.21503
Subject(s) - financial inclusion , china , the internet , business , finance , perspective (graphical) , rural area , inclusion (mineral) , state (computer science) , financial services , economic growth , economics , political science , gender studies , sociology , law , algorithm , artificial intelligence , world wide web , computer science
This letter examines the state of financial inclusion in rural China. It shows that despite China's efforts at being financially inclusive there is substantial variability across and within provinces. With strong reliance on electronic technologies, China's rural and farm communities use internet technologies only half as much as all users, and less than 2% access credit through the internet. From a policy perspective, China should address problems of financial education and rural credit access.