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Microfinance is claimed to be a strong poverty elevation mechanism. Prof Dr. Yunus of Bangladesh is said to be the inventor of the system. But presently, attempts are being made to credit the great Rabindranath Tagore with the idea. However, throughout the world Yunus’ model is on excessive try to wipe out poverty from the globe. Whatever is the result, the irony is that the system is being sliced between breeder of menace (capitalism) and proletariat rules (socialism/communism) whereas, the mentor simply wanted to show how the have-nots can be brought into financial system. Capitalism claps for its success, but with some ulterior motive that has forced Yunus to talk against micro-sharks and socialism is the sole loser in the game. But the core issue is poverty elevation and for that, the system needs neutralization of the dog fight of the two isms (socialism/communism). Further, the system has inherent quality that needs to be overhauling so that even those elements still resting outside the orbit of micro financial system can be accommodated. While it registers success, the mankind will see a different world.   Key words: Microfinance, Poverty elevation mechanism, Capitalism, Socialism.

Grooming those microfinance fails to accommodate in: System needs major overhauling