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The Influences of Service Personalization, Customer Satisfaction and Switching Costs on E-Loyalty
Author(s) -
Ca Tong,
Stanley KamSing Wong,
Ken Pui-Hing Lui
Publication year - 2012
Publication title -
international journal of economics and finance
Language(s) - English
Resource type - Journals
eISSN - 1916-9728
pISSN - 1916-971X
DOI - 10.5539/ijef.v4n3p105
Subject(s) - business , personalization , loyalty business model , loyalty , moderation , customer satisfaction , marketing , service (business) , advertising , the internet , customer retention , service quality , psychology , social psychology , computer science , world wide web

This research investigates the interrelationship amongst the variables of service personalization, customer satisfaction and e-loyalty and the moderating effect of switching costs on the said relationships in the Internet banking segment in Hong Kong. Findings from 306 respondents confirm the significant positive effect of service personalization on customer satisfaction and e-loyalty, and customer satisfaction is found to have a positive effect on e-loyalty. However, evidence of switching costs as a moderator does not exist, suggesting that the effects of switching costs on the relationship between customer satisfaction and e-loyalty, and between service personalization and e-loyalty may be more complex than originally hypothesized. This research contributes to consumer marketing research in banking by adding empirical evidence of the positive role that service personalization plays on e-loyalty in the Internet banking sector.

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