Estimation of Saving Behaviour in Pakistan Using Micro Data | Zendy

Mehboob Ahmad | Zendy; Tasneem Asghar | Zendy

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Estimation of Saving Behaviour in Pakistan Using Micro Data

Author(s) -

Mehboob Ahmad,

Tasneem Asghar

Publication year - 2004

Publication title -

the lahore journal of economics

Language(s) - English

Resource type - Journals

eISSN - 1811-5446

pISSN - 1811-5438

DOI - 10.35536/lje.2004.v9.i2.a4

Subject(s) - dependency ratio , economics , estimation , investment (military) , dependency (uml) , demographic economics , developing country , labour economics , econometrics , development economics , economic growth , population , demography , management , systems engineering , sociology , politics , political science , law , engineering

The role of savings in investment and therefore in the development of a country cannot be exaggerated. In poor countries like ours most of the savings is done by households. In this paper the saving behaviour of Pakistan households, broken down to rural-urban, is examined. Using HIES 1998/99 and utilising OLS, it has been shown that saving behaviour in Pakistan is influenced by various factors including wealth, employment status, education, age and dependency ratio. But the most import role in influencing saving behaviour is played by household income.

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