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Healthy and sound operations of banking business imperatively depends upon one strategic input is banking technology. Efficient financial intermediation in the context of overall development of economy and financial stability of banking sector is essentially resorts to adoption of the digital technology to transform results to rise of revenue, enhance of customer‟s service, minimise of cost structure and manage of enterprise risk ably. The macro-financial linkages and the micro-level sources are underlying the assets quality. Non-cash payments are set to overtake cash payments as digital transactions are growing exponentially. Digital Banking, a new horizon in a cash-light India through digital payments as faster and more inclusive services to the both micro-and-macro businesses is extremely important to monitor economic progress. Demonetization has revolutionised digital payments in India to drive adaption of adoption. Reach of payment services and increase of value proposition to meet the expectations of customers is the aim of digital payments. It provides as accurate services as possible for brining uniformity growth in the country. Popularise the schema of digital banking is the need of the hour.

Digital Banking - New Horizons in A Cash-Light India “Technology Transforms the Landscape of Banking”