BumDes Pay sebagai Katalisator Ketahanan Ekonomi Desa

Parameters of National Independence may be observed from economic independence and quality of the available resource, both human resource and natural resource. Indonesia has an advantage both in a demographic and natural resource that varies widely in various rural areas.  Therefore, it is fitting for Indonesia to position the rural as a great power that will contribute to the resilience of the national economy. In line with this principle, the development of rural independence is manifested in a legal codification specifically discussing rural which give output in form of rural Funds and Badan Usaha Milik Desa (BUMDes). The implementation of strengthening rural independence through BUMDes which has been going on for 3 years shows a less significant development by various causes. From the quality of the management of human resources to the business fields that are considered to require new innovations. Welcoming the era of Indonesia 4.0 BUMDes Pay that presented as a village-owned business which is engaged in finance or capital in the form of digital financial service and office-free financial services (Laku Pandai). This service is carried out to become a means of assisting the empowerment of rural communities to strengthen productivity in order to sustain the national economy. This research is carried out to become a means of assisting the empowerment of rural communities to strengthen productivity in order to sustain the national economy.