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This study assessed an electronic wallet (e-wallet) system and determinants   of cassava farmers’ participation in off-farm activities in Abuja, Nigeria. A   sample of 67 cassava farmers was selected through a multi-stage sampling   technique from six selected agricultural extension blocks. Primary data were   used. Data were collected using a well-structured and well-designed   questionnaire. The analytical tools used were descriptive statistics and   maximum likelihood estimates using the logistic regression model. The results   indicated that an electronic-wallet is an innovative, motivational mobile   phone technology, the first in sub-Saharan Africa to distribute mobile phones   to farmers which bring fertilizers, improved seeds, financial services, and   agricultural information tips to farmers, and this increases yields and   output. The electronic wallet system targeted 20 million farmers with an   intention to distribute 10 million mobile phones to farmers in 4 years. In   2014, 1,000 agro-dealers and fourteen million five hundred farmers were   registered on the electronic wallet system respectively. Also, one million   two hundred farmers have also received inputs via the electronic-wallet   system. The electronic-wallet system added an estimated 30-40 billion dollars   to Nigeria’s Gross Domestic Product in 2014. Furthermore, the result shows   that the age of most sampled cassava farmers fell between 36 and 50 years.   About 94% of sampled cassava farmers were male. Off-farm income has the   potential to improve the income of farmers. These types of activities   undertaken by cassava farmers off the farms include: teaching, tailoring,   hunting, pottery, blacksmithing, petty trading, etc. Farmers’ age, farming   experience and number of off-farm activities were significant variables   influencing farmers’ participation in off-farm activities at P ≤ 0.01; P ≤   0.10; and P ≤ 0.01 respectively. The coefficient of Nagelkerke (R2) value was   0.751.This shows that the explanatory variables explain the level of   participation of cassava farmers in off-farm activities at 75% level of   confidence. The coefficient of Cox and Snell determinant (R2) value was   0.547. Off-farm employment is an alternative strategy and has potentials to   improve the income and well-being of farmers. The study recommends that   government and nongovernment organizations should introduce innovations,   motivations, interventions, policies that improve crop production and support   the off-farm sector in order to create job opportunities so that poor   households can participate and benefit directly

Assessment of an electronic wallet system and determinants of cassava farmers’ participation in off-farm activities in Abuja, Nigeria