Road Safety for Fleets of Vehicles
Author(s) -
Georges Dionne,
Denise Desjardins,
JeanFrançois Angers
Publication year - 2021
Publication title -
ssrn electronic journal
Language(s) - English
Resource type - Journals
ISSN - 1556-5068
DOI - 10.2139/ssrn.3811887
Subject(s) - truck , transport engineering , business , fleet management , automobile insurance , actuarial science , engineering , automotive engineering
Road safety for fleets of vehicles has been neglected in the insurance literature, mainly because appropriate data is not available. This paper makes a threefold contribution: 1) Produce statistics on current fleets’ road safety offences using a panel of 20 years of data on truck fleets; 2) relate these offences to fleets’ accidents; and 3) identify and classify the riskiest fleets for insurance ratemaking based on past experience in managing road safety. Our results show a substantial heterogeneity between fleets in terms of road safety.
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