Do Optional Deductibles Reduce the Number of Doctor Visits? Empirical Evidence with German Data
Author(s) -
Hendrik Schmitz
Publication year - 2008
Publication title -
ssrn electronic journal
Language(s) - English
Resource type - Journals
ISSN - 1556-5068
DOI - 10.2139/ssrn.1316416
Subject(s) - moral hazard , actuarial science , german , morale hazard , health insurance , health care , panel data , adverse selection , group insurance , insurance policy , business , economics , econometrics , general insurance , auto insurance risk selection , income protection insurance , microeconomics , geography , incentive , archaeology , economic growth
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