Marginal Propensity to Save of Workers in Textile Products Industry (TPT)

The purpose of this study was to find out the desire to save the textile industry workers in Semarang Regency and the factors that influence it. This type of research is quantitative descriptive. The population in this study was Labor at 10 TPT Industries totaling 17,757. The sample was determined by 100 respondents using the Slovin formula, and was considered representative. The sampling technique used is simple random. Methods of collecting data used questionnaires, interviews and observations. Data analysis method used multiple linear regression. The variables used in this study are age, income, consumption and education level as independent variables. While the desire to save as a dependent variable. The results showed that the income variable and education level had a positive and not significant effect, the consumption variable had a negative and significant influence, the age variable had a negative and not significant effect on saving desires. Suggestions for optimizing the increase in savings, employees should be able to increase the desire to save by consuming as needed and reduce unnecessary expenses so that the amount of savings can be increased and the benefits of saving can be felt.