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--Editorial by Martin K. Starr, Editor-in-Chief, Management Science: Application --Letters to the Editor -- "To the Editor" by Eugene P. Saxby, Management Science Department, Security First National Bank, Los Angeles -- "To the Editor" by Ray Radosevich, The University of Kansas -- "To the Editor" by Geoffrey P. E. Clarkson, Manchester Business School, University of Manchester, England -- "To the Editor" by Thomas H. Naylor, Duke University -- "To the Editor" by Peter J. Kolesar, Columbia University -- "To the Editor" by Al Kahl, College of Business, University of Georgia, Athens, Georgia.