Genetics and Insurance in Australia: Concerns around a Self-Regulated Industry | Zendy

Ainsley J. Newson | Zendy; Jane Tiller | Zendy; Louise Keogh | Zendy; Margaret Otlowski | Zendy; Paul Lacaze | Zendy

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Genetics and Insurance in Australia: Concerns around a Self-Regulated Industry

Author(s) -

Ainsley J. Newson,

Jane Tiller,

Louise Keogh,

Margaret Otlowski,

Paul Lacaze

Publication year - 2017

Publication title -

public health genomics

Language(s) - English

Resource type - Journals

SCImago Journal Rank - 0.701

H-Index - 51

eISSN - 1662-8063

pISSN - 1662-4246

DOI - 10.1159/000481450

Subject(s) - government (linguistics) , genetic testing , business , life insurance , insurance industry , government regulation , test (biology) , adverse selection , actuarial science , public economics , economics , medicine , political science , paleontology , philosophy , linguistics , biology , law , china

Regulating the use of genetic information in insurance is an issue of ongoing international debate. In Australia, providers of life and other mutually rated insurance products can request applicants to disclose all results from any genetic test. Insurers can then use this information to adjust premiums and make policy decisions. The Australian Financial Services Council (FSC; an industry body) developed and maintains the relevant industry standard, which was updated in late 2016. Aims/Objective: To review the 2016 FSC Standard in light of relevant research and determine the legitimacy of the Australian regulatory environment regarding use of genetic information by insurers.

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