Bank Credit Risk Avoidance and Countermeasures Based on Wireless Communication

Credit risk management refers to the main operating risks faced by banks, and its effective management is directly related to the bank’s operating performance. The main link of the credit risk management system is the measurement of bank credit risk, and this connection will run through the entire process of the bank’s credit risk management system. The measurement results directly affect the actual operation of the bank and therefore also affect risk management and business management. This article aims to study bank credit risk management in the context of wireless communication and big data. Based on the analysis of the characteristics of credit risk, the theory of credit risk and information asymmetry, and the credit risk measurement model, Bank S is taken as an example to construct Bank S’s credit risk influencing factor model. Finally, the bank is compared with three banks.