The African Financial Development and Financial Inclusion Gaps | Zendy

Franklin Allen | Zendy; Elena Carletti | Zendy; Robert Cull | Zendy; Jie Qian | Zendy; Lemma W. Senbet | Zendy; Patricio Valenzuela | Zendy

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The African Financial Development and Financial Inclusion Gaps

Author(s) -

Franklin Allen,

Elena Carletti,

Robert Cull,

Jie Qian,

Lemma W. Senbet,

Patricio Valenzuela

Publication year - 2014

Publication title -

journal of african economies

Language(s) - English

Resource type - Journals

SCImago Journal Rank - 0.835

H-Index - 47

eISSN - 1464-3723

pISSN - 0963-8024

DOI - 10.1093/jae/eju015

Subject(s) - library science , political science , computer science

First published online: June 25, 2014.This paper investigates the African financial development and financial inclusion gaps relative to other peer developing countries. Using a set of variables related to financial development and inclusion, we first estimate the gaps between African countries and other developing countries with similar degrees of economic development. Then, we explore the determinants of financial development and inclusion. We find that population density is considerably more important for financial development and inclusion in Africa than elsewhere. Finally, we show evidence that a recent innovation in financial services, mobile banking, has helped to overcome infrastructural problems and improve financial access

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