Consumer Research and the Evaluation of Information Disclosure Requirements: The Case of Truth in Lending | Zendy

George S. Day | Zendy; William K. Brandt | Zendy

AI Assistant Blog Pricing

Home ZAIA Blog

Open Access

Consumer Research and the Evaluation of Information Disclosure Requirements: The Case of Truth in Lending

Author(s) -

George S. Day,

William K. Brandt

Publication year - 1974

Publication title -

journal of consumer research

Language(s) - English

Resource type - Journals

SCImago Journal Rank - 8.916

H-Index - 179

eISSN - 1537-5277

pISSN - 0093-5301

DOI - 10.1086/208578

Subject(s) - situational ethics , process (computing) , consumer information , consumer behaviour , business , marketing , full disclosure , consumer protection , psychology , computer science , social psychology , commerce , computer security , operating system

This article evaluates the impact of Truth in Lending (TIL) disclosures on consumer search and credit usage behavior, and how the effects vary by market segment. Consumer behavior concepts were used to guide the development of a comprehensive model of the consumer credit decision process, which specified the intervening effects of TIL and the situational constraints which tended to limit the use of TIL information.

The content you want is available to Zendy users.

Already have an account? Click here to sign in.

Having issues? You can contact us here

Accelerating Research