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This paper addresses the challenges associated to the strength of potential for payment with traditional metal cash and paper money versus a non-cash method of payment in the era of the COVID 19 pandemic in the world and our country. The pandemic served to accelerate the contactless method of payment, because payment without contact is now not only a convenience, but a necessity. Before the pandemic in Europe, cash accounted for close to half of the payments, and in just a few weeks of the COVID 19 pandemic, it fell by 10 percent. Concepts that have so far preferred cash were definitely compromised during the pandemic crisis, and the pandemic is actually the strongest marketing of digital contactless payment methods so far, through the dominant contactless style of money exchange in the world and Europe, as shown in the paper we have today. Some research studies described in the paper in form of the health adventages of mobile wallet payments, as opposed to the proven health-threatening cash and coin-based cash payment model, indicate that the end of the cash era is approaching, being primarily accelerated by the health risk of COVID 19 infection. Particularly interesting is the live study conducted in the area of the northern Kosovo and Metohija, presented in a form of a set of financial services offered by the Postal Savings Bank of the Kosovska Mitrovica branch office, and relation between the contactless and cash payment model, before and after the COVID 19 pandemic. Naturally, all of this is accompanied by significantly limited knowledge related to SARS Cov 2, better known as the current COVID 19 pandemic.

Potentials of traditional cash metal coins versus digital contactless payment in the time of coronavirus pandemic