Open Access<p>Out-Patient Service and in-Patient Service: The Impact of Health Insurance on the Healthcare Utilization of Mid-Aged and Older Residents in Urban China</p>
Author(s) -
Junqiang Han,
Xiaodong Zhang,
Yingying Meng
Publication year - 2020
Publication title -
risk management and healthcare policy
Language(s) - English
Resource type - Journals
SCImago Journal Rank - 0.828
H-Index - 22
ISSN - 1179-1594
DOI - 10.2147/rmhp.s273098
Subject(s) - inpatient care , health care , medicine , ambulatory care , moral hazard , health insurance , logistic regression , china , service (business) , environmental health , actuarial science , family medicine , business , medical emergency , geography , economic growth , archaeology , marketing , microeconomics , economics , incentive
Medical insurance is a disease risk-sharing mechanism that can improve residents' financial access to medical treatment and thus increase their utilization of health services. This paper aims to identify the impact of different kinds of medical insurances on the use of healthcare for Chinese mid-aged and older urban residents from four aspects: outpatient behaviour, outpatient costs, inpatient behaviour and inpatient costs.