English (United Kingdom)

https://curated-unify.zendy.io/wp-json/zendy-region/v1/featured_content/oa?rat=en

https://curated-unify.zendy.io/wp-json/zendy-region/v1/highlighted_journal/

Global: Zendy Plus annual

Presents the access of premium content as premium feature

Premium Content

Presents the keyphrase highlighting as premium feature

Keyphrase Highlighting

Presents the summarisation as premium feature

Summarisation

Insights

Presents the pdf analysis as premium feature

PDF Analysis

Presents the zaia usage as premium feature

ZAIA

Global: Zendy Plus monthly

Global: Zendy Tools annual

Global: Zendy Tools monthly

Global: Zendy Free Plan

Recent research on the geographic locations of bank branches in the UnitedStates has identified thresholds below which a given area can be considered tobe a "banking desert." Thus far, most analyses of the country as a whole havetended to focus on minimum distances from geographic areas to the nearest bank,while a recent density-based analysis focused only on the city of Chicago. Assuch, there is not yet a nationwide study of bank densities for the entireUnited States. This study calculates banks per square mile for U.S. Censustracts over ten different ranges of population density. One main finding isthat bank density is sensitive to the measurement radius used (for example,density in urban areas can be calculated as the number of banks within twomiles, while some rural areas require a 20-mile radius). This study thencompiles a set of lower 5- and 10-percent thresholds that might be used toidentify "banking deserts" in various urban, suburban, and rural areas; theselargely conform to the findings of previous analyses. Finally, adjusting forpopulation density using regression residuals, this paper examines whether anindex of economic deprivation is significantly higher in the five percent of"desert" tracts than in the remaining 95 percent. The differences are largest-- and highly significant -- in the densest tracts in large urban areas.

Bank Density, Population Density, and Economic Deprivation Across the United States